Jon Marquez

Jon Marquez

Assumable homes for sale in Johnstown, CO

20 homesFHA & VA loansrates from 2.88% vs 7.24% today

Johnstown assumption guide
45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$71,620 equity gap
Rate
2.96%
7.24%today
Payment
$1,553/mo
$2,523today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$499,000$70,462 equity gap
Rate
3.07%
7.24%today
Payment
$2,030/mo
$3,252today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

252 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.12%
FHA
Active
$499,000$150,133 equity gap
Rate
3.12%
7.24%today
Payment
$1,662/mo
$2,645today
  • 4beds
  • 3baths
  • 2,170sqft

252 Swallow Road, Johnstown

3741 Barnard Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
46
$539,900$100,777 equity gap
Rate
4.17%
7.24%today
Payment
$2,320/mo
$3,245today
  • 4beds
  • 3baths
  • 2,131sqft

3741 Barnard Lane, Johnstown

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
50
$765,000$370,072 equity gap
Rate
2.88%
7.24%today
Payment
$1,887/mo
$3,098today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
40
$765,000$370,072 equity gap
Rate
2.88%
7.24%today
Payment
$1,887/mo
$3,098today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

180 Darlington Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.03%
VA
Active
48
$500,000$216,786 equity gap
Rate
3.03%
7.24%today
Payment
$1,382/mo
$2,225today
  • 3beds
  • 4baths
  • 3,386sqft

180 Darlington Lane, Johnstown

761 Muturu Road, Johnstown, CO, 80534 — assumable VA mortgage at 5.62%
VA
Active
34
$440,000Potential short sale
Rate
5.62%
7.24%today
Payment
$2,675/mo
$3,169today
  • 3beds
  • 2baths
  • 1,755sqft

761 Muturu Road, Johnstown

705 Country Acres Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 5.22%
FHA
Active
31
$459,900$67,640 equity gap
Rate
5.22%
7.24%today
Payment
$2,297/mo
$2,844today
  • 5beds
  • 3baths
  • 2,231sqft

705 Country Acres Drive, Johnstown

2710 Wren Drive, Johnstown, CO, 80534 — assumable VA mortgage at 6.82%
VA
Active
16
$465,000Potential short sale
Rate
6.82%
7.24%today
Payment
$3,324/mo
$3,468today
  • 4beds
  • 3baths
  • 2,481sqft

2710 Wren Drive, Johnstown

3648 Holmes Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 6.35%
FHA
Active
42
$559,900$43,139 equity gap
Rate
6.35%
7.24%today
Payment
$3,290/mo
$3,604today
  • 6beds
  • 4baths
  • 3,000sqft

3648 Holmes Lane, Johnstown

2105 Kiersi Court, Johnstown, CO, 80534 — assumable FHA mortgage at 6.43%
FHA
Active
46
$449,000$24,165 equity gap
Rate
6.43%
7.24%today
Payment
$2,772/mo
$3,011today
  • 3beds
  • 4baths
  • 2,252sqft

2105 Kiersi Court, Johnstown

2598 Doe Ridge Way, Johnstown, CO, 80534 — assumable FHA mortgage at 6.77%
FHA
Active
47
$699,000$120,472 equity gap
Rate
6.77%
7.24%today
Payment
$3,848/mo
$4,035today
  • 5beds
  • 3baths
  • 3,336sqft

2598 Doe Ridge Way, Johnstown

4488 Scenic Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 7.31%
FHA
Active
50
$720,000$117,458 equity gap
Rate
7.31%
7.24%today
Payment
$4,259/mo
$4,229today
  • 4beds
  • 4baths
  • 3,550sqft

4488 Scenic Lane, Johnstown

4272 Scenic Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 7.63%
FHA
Active
41
$589,900$82,722 equity gap
Rate
7.63%
7.24%today
Payment
$3,689/mo
$3,550today
  • 5beds
  • 4baths
  • 3,214sqft

4272 Scenic Lane, Johnstown

2463 Harlequin Place, Johnstown, CO, 80534 — assumable FHA mortgage at 6.78%
FHA
Active
20
$329,000Potential short sale
Rate
6.78%
7.24%today
Payment
$2,715/mo
$2,844today
  • 4beds
  • 3baths
  • 1,678sqft

2463 Harlequin Place, Johnstown

2391 Harlequin Place, Johnstown, CO, 80534 — assumable FHA mortgage at 6.78%
FHA
Active
21
$335,000Potential short sale
Rate
6.78%
7.24%today
Payment
$2,412/mo
$2,527today
  • 2beds
  • 3baths
  • 1,182sqft

2391 Harlequin Place, Johnstown

430 Thrush Place, Johnstown, CO, 80534 — assumable FHA mortgage at 6.79%
FHA
Active
40
$499,000$253,809 equity gap
Rate
6.79%
7.24%today
Payment
$1,657/mo
$1,734today
  • 4beds
  • 3baths
  • 2,532sqft

430 Thrush Place, Johnstown

242 Scaup Lane, Johnstown, CO, 80534 — assumable VA mortgage at 6.99%
VA
Active
14
$335,000Potential short sale
Rate
6.99%
7.24%today
Payment
$2,682/mo
$2,750today
  • 3beds
  • 3baths
  • 1,592sqft

242 Scaup Lane, Johnstown

855 7th Street, Johnstown, CO, 80534 — assumable VA mortgage at 7.57%
VA
Active
39
$685,000$679,186 equity gap
Rate
7.57%
7.24%today
Payment
$1,185/mo
$1,147today
  • 4beds
  • 3baths
  • 3,213sqft

855 7th Street, Johnstown

Assuming a mortgage in Johnstown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.24%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,185 /mo
Median cash to assume
$117,458
Jon Marquez

Jon Marquez

Realtor License: EA100080342

Realty Athletica

jon@realtyathletica.com+17206411959Realty Athletica logo
Equal Housing Opportunity

Realty Athletica is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.